FEEA's Emergency Assistance Program provides no-interest loans and/or grants to civilian federal and postal employees who encounter unforeseen financial emergencies that cause them to fall behind on basic living needs such as shelter or utility costs.
Grants are usually given only in situations arising from natural or man-made disasters. Grant limits are set on a case-by-case or per disaster basis. Visit our Disaster Relief page for more information on grants.
In addition, grants and no interest loans may also be available through Special Relief Funds set up by various agencies and organizations and administered by FEEA for the benefit of agency employees or organization members. These special funds may be able to help employees when their need is greater than that which FEEA's established loan and/or grant limits allow. Please visit the Special Relief Funds page to learn more about existing funds or how your agency or organization can start its own fund.
FEEA EMERGENCY NO-INTEREST LOANS
No-interest loans of up to $1000 are available to assist with individual emergency situations. Employees in need should complete the emergency assistance application and follow the instructions for either mailing or faxing the application and all supporting information. Loan checks are made payable to the specific creditor(s) the employee is behind in paying. Loans are repaid through payroll allotment at an average rate of $20-30 per pay period.
Assistance is generally available for the following types of hardships:
Death in the employee's immediate family
Assistance with travel expenses
Loss of income
LWOP due to severe illness. Employee must be back at work.
Family breakup - separation, divorce
Critical illness in the employee's immediate family
Assistance with travel expenses
LWOP due to family-member illness. Employee must be back at work.
Major loss of property
Due to natural disaster such as: fire, flood, hurricane
Government pay error
In cases where the pay shortage was caused by governmental error (an administrative or disbursing mistake, computer problem, check lost in the mail, etc.). FEEA may provide assistance up to the amount of the pay shortage for one pay period (not to exceed $1000).
Most major medical emergencies are beyond the FEEA's financial capacity, however, assistance may be given for necessities sometimes not included in health insurance, such as hearing aids or medical equipment needed to continue work.
NATURAL DISASTERS: ADDITIONAL INFORMATION
Federal employees that have had major losses due to a declared natural disaster may apply for a grant from the Federal Employee Education and Assistance Fund by filling out a Disaster Relief Application.
No-interest loans are also available. Any combination of a grant and loan cannot exceed $1000. For example, a maximum of a $500 loan can be arranged along with a $500 grant making a total of $1000 in assistance. The amount of each loan will depend on the number of requests and our program's financial ability to assist with those requests. Loan checks will only be made payable to a specific creditor, ex., shelter costs, clean-up, furniture replacement, etc.
The employee should complete the entire application including the "Applicant Loan Agreement" even if only requesting a grant on the initial application. This allows the loan process to go more quickly if a loan is requested later. Loans are repaid by payroll allotment at a set dollar amount per pay period. Loans are generally repaid within one year and a voluntary allotment space must be available to receive a loan. Loan applicants must also meet regular eligibility requirements as explained on the application.
An employee may have lost his home and/or been forced to make temporary living arrangements. In this case, a current mailing address where a check can be sent should be given or call our office to make other arrangements, ex., sending the check to your work place. Our number is (800) 323-4140.
Applications can be obtained in PDF format on this website or by calling (800) 323-4140 or writing to FEEA, Suite 200, 8441 W Bowles Ave, Littleton, CO, 80123-3245